Additional services

Current Accounts In 2007 customers of the Bank `Finance and Credit` opened over 29,500 current accounts. And number of current accounts for individuals made up over 182000 as of 01 January 2008. Average daily balances on current accounts of individuals across the bank increased by UAH 65.5 million in multiple currencies over 2007, and as of 01 January 2008 totaled UAH 133 million.  Payments of pensions and allowances through current accounts and payment cards Income accrued on current pension accounts equals to 8 % pa. Over 2007, 8,526 accounts for pensions and allowances were opened with a Bank `Finance and Credit`. As of 01 January 2008 the number of existing pension and allowances accounts amounted to 18,568 agreements. Payments of individuals in favor of legal entities Bank `Finance and Credit` concluded 35 system agreements on payment acceptance, including those with such companies as ROSNO Ukraine, OJSC Svitlovodsk Butter and Cheese Plant, JS Insurance Company Omega, CJSC Insurance Company Aska - Life, CJSC Insurance Company Oranta – Life, Traveltime LLC, Anex Tour LLC, CJSC Novgorod-Siverskyi Cheese Factory, Arsenal-Centre LLC, Kravtogaz LLC, Agatem Ltd., FLAUER LLC, Ukravtoprom-Invest Concern, Ukrainian Business and Industry Company Ltd., , Epicentr LLC, State Company Gas-Teplo, CJSC Insurance Company Providna, CJSC `Prosto Strakhuvannia. Life and Pension`. Bank `Finance and Credit` has signed total of 502 agreements on acceptance of payments from individuals in favor of legal entities. As of 01 January 2008 total number of existing agreements on payment acceptance amounted to 2,778. E-Payments In November 2007 the Bank `Finance and Credit` implemented its joint project with e-payments system Portmone.com within the framework of which the Bank `Finance and Credit` will perform settlements for operations with payment cards as means of payment  for goods and services in Internet. Pre-paid mobile services In all the Bank`s branches and outlets you can pay for the services of Ukrainian mobile providers including Ace&Base (Kyivstar), Sim-Sim , JEANS, ÌÒÑ, Beeline (Wellcome), Life (Astelit), Djuice, CDMA (International Telecommunication Company),  including by means of AVERS money transfer system. Safe Deposit Boxes Bank `Finance and Credit` takes care of valuables of its customers. Number of safe deposit boxes in the bank both for retail and corporate customers has increased over 2007 in more than three times.  In 2007 Bank `Finance and Credit` ensured integrity and safety of customers` valuables by means of 1,100  individual safe deposit boxes. The bank also provides its clients with travel checks, currency exchange services, cash settlements. Total fee and commission income of the Bank from settlement operations and payments in 2007 amounted to UAH 26.7 million, including fees for accepted payments – UAH 17.6 million, cash management services fee – UAH 9.1 million. In 2007 fee and commission income across the bank has increased twofold compared to  2006.

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