Card Business Infrastructure | «FINANCE & CREDIT» BANK

Crad business infrastructure of the Bank `Finance and Credit` includes:

In-house processing centre
480 cash delivery points
2,955 sales outlets use acquiring services of the Bank `Finance and Credit`. Turnover across merchant acquiring network of the Bank in 2007 equaled about UAH 270 million.
Own ATM-network of more than 400 ATMs (joint ATM-network with Ukrsotsbank, Pravexbank and Ukrsibbank consists of over 2.5 thousand ATMs).

Expansion of ATM - network is one of the main directions of development of payment cards business of the Bank `Finance and Credit`. In the beginning of December the Bank `Finance and Credit` signed an agreement with UkrSibbank on joint ATM-network. Earlier similar agreements were signed by the Bank `Finance and Credit` with Pravexbank and Ukrsotsbank, at that time joint network of three banks made up over 1,500 ATMs.

New partner - UkrSibbank – significantly enhanced possibilities of partner-banks by adding over 1,000 ATMs to the joint network. At present, total number of ATMs in the joint network exceeds 2.5 thousand. Main advantage of such system is that holders of salary payment cards VISA and MasterCard, issued by any partner-banks, will be able to withdraw cash at the joint ATM-network without any commissions.

The Bank takes care of its customers offering them an easy and unhampered access to their own cash funds through expanded ATM-network and offers its clients a range of other services related to ATM usage. Joint ATM-network will enable the Bank to significantly increase quality of customer service and make many banking services more accessible. Effectiveness of introduced system was confirmed by drastic growth of issued banking cards.