Small business

Finance & Credit Bank has the following loan facilities available for customers in  the small business segment:

• Commercial real estate loans offering a possibility to buy real estate for commercial purposes (residential and office real estate). 
• Commercial loans secured on real estate – loans for commercial purposes secured by mortgage of real estate
• Loans for motor transport vehicles – loans for new trucks or passenger cars, buses, minibuses, trailers (semi-trailers), both domestic and foreign made
• Loans for equipment – loans for new commercial, industrial, printing equipment, public catering equipment, car maintenance and repair equipment, equipment for the wood processing and furniture industries, etc.
• Micro loans – loans to customers in the small business segment, including unsecured loans
• Overdraft – the Bank executes the customer's payment orders to the amount exceeding the customer's account balance within the authorized overdraft limit 
• Loan facilities  – both revolving and nonrevolving

 
In 2006, the Bank's portfolio of customers in the small and medium business segments increased nine-fold to reach the equivalent of UAH 123.18 mln in multiple currencies as of January 1, 2007.

The number of current loan contracts in the small business segment is 5,117.

   In July 2006, Finance & Credit Bank offered customers in the small business segment its universal facilities: service packages Standard, Startup, Classic, and Deluxe, which include a full range of banking services and make it possible to optimize costs of bank services. In August 2006 – December 2006, the Bank opened a total of 1,038 accounts, including 892 accounts on service package terms.