|
Finance & Credit Bank is active in the market of services for holders of payment cards of international payment systems.
As of January 1, 2007, Finance & Credit Bank has issued 406,860 payment cards of Visa International and MasterCard Worldwide systems, 353,000 of which have been issued by the bank's branches and offices. The bank has implemented 1,285 payroll card programs.
Finance & Credit Bank issues and accepts the following payment cards:
The bank offers its customers multicurrency card accounts in hryvnias and US dollars or in hryvnias, US dollars or euros at the customer's choice.
In 2006 the bank offered its customers:
Scheduled debits from the card account at the customer's request – a possibility to perform the following regular payment at favorable bank rates:
- replenishing of own deposit accounts opened with other banks
- transfers from own card account to any other own accounts (payroll, pension or current accounts, etc.)
- transfers from own card account to accounts of other individuals
In addition, the scheduled debit service makes it possible to make payments in favor of third parties:
- payment for certain types of utility services
- payment of tuition fees (institutions of higher education, lyceums, daycare centers, training courses, etc.)
- payment for wireline and wireless telephone communication services
- payment for Internet services
- monthly loan payments (annuity), payment of interest and commission
- monthly payments of insurance premiums, membership fees, charitable donations, and suchlike
- other transfers
A co-branding project with Ukr-Petrol Trading House based on VISA Business Electron, VISA Electron Instant Issue and VISA Classic cards, which involves issuance of co-branded cards and installation of merchant POS terminals across the chain of Ukr-Petrol filling stations located across Ukraine.
Finance & Credit Bank discount program
A loyalty program that involves a system of discounts for holders of all plastic cards issued by Finance & Credit Bank across chains of top-ranking commercial and service outlets. When paying for products and services in the chains of our partners, our card holders qualify for discounts of up to 30% when paying both with the payment card or with cash. As of January 1, 2007, the bank's discount program had 173 partners in all regions of Ukraine.
The bank has developed a system of preferential rates and services for its acquiring partners – commercial and service outlets. The bank's merchant acquiring partners qualify for a number of benefits:
- Visa Classic, MasterCard Mass and Visa Gold cards for the company's management at promotional rates
- possibility to sign up for a payroll card program on preferential terms (0.5% of the payroll fund)
- free corporate cards, a 0.75% fee for withdrawal of cash
- opening of a current account and crediting of funds to this account to cover payment card balances
- client-bank system on preferential terms
- unsecured overdraft to be determined on the volume of turnaround
- Internet-banking system for the current account
|
Printer friendly version
