Deposits

     Finance & Credit Bank is always willing to meet its depositors halfway. We offer a broad spectrum of deposits with their conditions tailored to meet fully the most widespread specific needs and expectations that potential depositors have for bank deposits.

In 2006, the bank developed and launched a deposit called Deposit Line Plus.

     From October 1 through December 2006, Finance & Credit Bank staged a promotion campaign entitled "Make a deposit at Finance & Credit Bank and receive a gift!"
As part of the campaign, all retail customers who opened a hryvnia or foreign currency deposit account with Finance & Credit Bank for a period of one year or longer received a gift from the bank: Canadian silver coins Maple Leaf, Ukrainian commemorative coins, or bank souvenirs.  The gift raffle was conducted in the form of an awards-for-all lottery using campaign scratch cards available at any branch or office of the Bank.

    Apart from the fact that Finance & Credit Bank has been authorized by the Pension Fund of Ukraine to pay out pensions to retirees and financial aid to underprivileged citizens, the bank's deposit program has a special offering for senior citizens - retirees, namely a deposit called Pensionary with an increased interest rate and very advantageous deposit conditions.

In 2006, US dollar deposits were the most popular, showing a 79% increase year over year.

     Demand for euro and hryvnia deposits also increased significantly – by 70% and 68% year over year, respectively. Overall in 2006, the deposit portfolio of retail customers increased by 75% to reach the equivalent of UAH 3 bln in multiple currencies as of January 1, 2007.