Commercial crediting

The growth of credit portfolio of corporative clients (mln. UAH)

The structure of corporative clients' credit portfolioâ

The crediting policy
of the Bank is organic
and based on internal
normative documents
that definite the status,
functions and liabilities
of crediting sections
and crediting specialists,
requests to the borrowers
and securing of credit
agreements, order of
credit furnishing and
its accompaniment,
criteria of problem credits
and corresponding working
procedures, order of
establishment of reserve
for covering of probable
losses and credit
charge-off procedures.

Alexander Petrov
President, CJSC "Cheese club" Corporation"

For two years of cooperation Bank "Finance and Credit" became for us stable and reliable partner. It is dynamically developing bank able to offer bank services demanded in the market considering his customers work peculiarities.
High professionalism of the Bank personnel allows making operatively sound and valid decisions that promotes our cooperation and makes it effective and fruitful.
 

The individual approach
for every borrower,
selection of the most
acceptable crediting
form for every client
reasoning from the
specification of crediting
project, qualified
administration during
the necessary documents
collection, accurate
algorithm of decision
making and model
documents, realization
 of accurate monitoring
of crediting operations,
the financial condition
of a borrower, its money
flows, definition of an
adequate valuation of
every credit operation
depending on the risks
category and establishment
of necessary reserves
- all these points provide
a high quality of Bank's
credit portfolio and
minimize risks related
to the credit activity,
make possible long-term
and mutually beneficial
partner cooperation
between Bank and its clients.

Denis Gartsilov
Executive Director,
OJSC "Kievmedpreparat"

Bank "Finance and Credit" plays important role in realization of the strategic development plans of the "Kievmedpreparat" as one of the biggest enterprises of the pharmaceutical industry of Ukraine. For business aiming at leadership large scale plans of short-term development a reliable partner in bank sphere is needed and the experience of our cooperation with Bank "Finance and Credit" shows that it is this bank that can provide effective support in achievement of the most complicated targets and realization of the most ambitious projects. Bank personnel professionalism at any level, efficiency and flexibility in decision making, aspiration for deep understanding of the customer business peculiarities are not the full list of the advantages owing to which our partnership relations with Bank "Finance and Credit" are developing for many years..