The regional network development
In 2004 the regional network of the Bank "Finance and Credit" increased by more than 1,5 times- up to 150 branches and departments. The Bank came to the new regions and extended the sphere of its influence in regions, where its branches were opened before. At the same time the role of the big - scale and medium - scale universal departments, in the total structure of the Bank's network, increased from 40% to 60%.
There is no doubt that through the year 2004 the Bank had dreatly changed and achieved the level of the national universal banks. In the planning for the near future it I significant to underline the realization of own development conception which is based on the development of the clients needs in market of banking services. The Bank lets right for the clients to estimate its own job - for the present and future clients, choosing the Bank "Finance and Credit" as partner for development of own business.
| In 2005 the Bank plans do not reduce the development rate of regional network, and to extend it up to 220 branches and departments, to reduce the part of non - balanced departments up to 75% of the consolidated structure of the network. Naturally, the attention will be given for the development of other distribution channels and for quantity and quality banking products and services, developed and improved on the base of the studying of the client needs. |

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- branches
- subsidiaries
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