Cobranding cards

Cards of instant issue Visa Electron Instant Issue
Shared payment card of the Bank and SP “TD” “Ukr-Petrol” petrol stations.

       The card of payment system Visa International except for common facilities of Visa card allows getting of discounts while performing non-cash payment for commodities and services of  “TD” “Ukr-Petrol” enterprises. Card is emitted with special design and contains Bank logotypes and “TD” “Ukr-Petrol.

      As the part of the project the following kinds of shared payment cards are emitted:

• Private cards (non-personified card Visa Electron Instant Issue and personified Visa Classic)
• Corporate cards (non-personified card Visa Business Electron and personified Visa Classic)

The bonus-payment card  VISA Classic by the joint loyalty programme with "Î'KEY UKRAINE", Ltd

      The bonus-payment card gives the clients the opportunity to use the international payment card and, besides, the opportunity to realize the additional advantages by the purchase of goods and the receipt of services, realized by “O`KEY UKRAINE” LTD. It also gives an opportunity to use the crediting preferential terms from “Finance and Credit” Bank and have the simplest procedure of obtaining of the credit to the payment card,  too.
       Bonus-payment cards are taken in all sales outlets, cash points and cash payment points around the whole world. The card holder gets bonuses and discounts off on the price of the  goods and the services of “O`KEY UKRAINE” LTD, provided that the card is shown at the moment of payment and the card holder takes part in the actions,  fulfilled in the context of the  loyalty programme.

The period of validity: 2 years

The currency of a card account: multicurrency– UAH/USD

Card advantages:

• The  issue and the service of the cards, emitted in the context of the loyalty programme, are not charged
• It gives the opportunity to open the resuming credit line, without an income statement on the preferential conditions
• The receipt of bonuses (2 per cents) and discounts off on the price (3 per cents) of the goods and  the services of  “O`KEY Ukraine”  hyper store.

       Ordering the credit limit to the bonus payment card, you can use the credit money partially or you cannot use it at all till the moment you need it. 

       The interests are charged only from the moment you begin to use your credit money and on the sum of the credit money, you have already used.

       If you use the credit money during the grace period, you practically don’t lose anything, because the interest rate during the grace period comes up to 2,2% interest per annum.

       If you don’t have an opportunity to repay a credit before the finishing of the grace period, never mind, by the finishing of the grace period you may continue to use the credit money at the standard interest rate-24% interest per annum. 

       The credit limit is fixed without security, guarantee or granting of the income statement.

The conditions of the opening of the credit line by the bonus-payment card: 

• the standard amount of the credit limit is 500 UAH
• the interest rate for the use of the credit limit during a grace period is 2,2% interest per annum (the interests are charged on the actual amount of the used credit money)
• the standard interest rate, charged after the finishing of the grace period is 24% interest per annum 
• the grace period lasts for 40 days.

Also view:

Private cards
Pension cards
Social cards
Deposit cards