Cobranding

Commission fee of "Finance and Credit" Bank on opening and servicing of card account for legal entity in UAH/USD and cobranding corporate payment cards: Visa Business Electron/Ukr-Petrol; Visa Classic/Ukr-Petrol

1. Opening and servicing of card account , payment cards emission:

1.1. Visa Business Electron
	Opening of card account and provision of payment cards	30 UAH
	Servicing of card account and payment cars during 1 year	5 UAH
	Provision of additional card of the same class	30 UAH
	Servicing of additional card during 1 year	5 UAH
	Provision with the payment card instead of damaged, lost or stolen one	30 UAH
	Payment for urgent registering of EMERGENCY CARD instead of damaged, lost or stolen Visa Business Electron (service, providede by payment system Visa Int. outside Ukraine)	Sum according to payment system account
	Irreducible balance on the card account	55 UAH àáî 10 USD
1.2. Visa Classic
	Opening of card account and provision of payment cards
	Servicing of card account and payment cars during 1 year	100 UAH
	Provision of additional card of the same class
	Servicing of additional card during 1 year	55 UAH
	Provision with the payment card instead of damaged, lost or stolen one	55 UAH
	Irreducible balance on the card account	1000 UAH

2. Accrual of interest to balance amount of customer's card account

2.1. Accrual of interest to balance amount of customer's card account (annual):
	On account in national currency	3%
	On account in national currency	2%

3. Commission fee on payment cards operations:

3.1. Fee for cash withdrawal in national currency from account (without comissions of other banks):
	In ATM or any cash withdrawal outlet of the Finance and Credit Bank	0,75 % of amount (min 1 UAH)
	In ATM or any cash withdrawal outlet of any other bank on the territory of Ukraine	1,5 % of amount + 4 UAH
	In ATMs or cash points of other banks outside the territory of Ukraine	1,5 % of amount (min 16 UAH)
3.2. Fee for cash withdrawal in USD from account (without comissions of other banks):
	In ATM or any cash withdrawal outlet of the Finance and Credit Bank	0,75 % of amount (min 0,2 USD*)
	In ATM or any cash withdrawal outlet of any other bank on the territory of Ukraine	1,5 % of amount + 0,75 USD*
	In ATMs or cash points of other banks outside the territory of Ukraine	1,5 % of amount (min 3 USD)
	During the conversion of the currency of the card account there shall be used	the commercial rate fixed by the Bank
	Provision of the monthly card account statement in the branch of the Bank is included into	The cost of servicing
	Provision of the additional statement (per each statement)	5 UAH
	Provision with statement on card account state to card holder	25 UAH
	Provision of information on the cash flow on the account sent through SMS to mobile telephone (per month)	5 UAH
	Provision with statements through the Internet banking (per month)	5 UAH
	Commission for making settlements in trade outlets with the help of payment cards	The cost of servicing
	Fee for unauthorized overdraft in UAH on card account (annual)	40%
	Fee for overdraft related to the card account in USD (annual)	20%
	Fee for entering the card into electronic «Stop-list»	The cost of servicing
	Fee for entering the card into international published «Stop-list»	200 UAH
	Commission of illegal contestation of transaction (per each operation)	125 UAH
	Commission for non-cash transfer of the balance from the card account in national currency by order of the client	1% of ammount + expenditures for transfer
	Commission for non-cash transfer of the balance from the card account in EURO by order of the client	2% of ammount + expenditures for transfer
	Charge for  card account balance enquiry at other banks’ ATMs (for each enquiry)	UAH 3/ USD 0,4 *

Card account - of single currency.

* Fee for servicing of card accounts is collected in advance for the entire validity term of the card. Payment of commission fee is conducted by debiting an equivalent sum in UAH from the client’s card account at the comercial rate as of the day of payment.

Commission fee of "Finance and Credit" Bank on opening and servicing of card account for legal entity in UAH/USD and cobranding private payment card Visa Classic/Ukr-Petrol

1. Opening and servicing of card account , payment cards emission:

1.1. Visa Classic
	Opening of card account and provision of payment cards	55 UAH
	Servicing of card account and client's payment card during valid period	110 UAH
	Provision of additional card of the same class	25 UAH
	Servicing of additional card during valid period	55 UAH
	Provision with the payment card instead of damaged, lost or stolen one	55 UAH
	Irreducible balance on the card account	400 UAH or 80 USD

2. Accrual of interest to balance amount of customer's card account

2.1. Accrual of interest to balance amount of customer's card account (annual):
	On account in national currency	3%
	On account in national currency	2%

3. Commission fee on payment cards operations:

3.1. Fee for cash withdrawal in national currency from account (without comissions of other banks):
	In ATM or any cash withdrawal outlet of the Finance and Credit Bank	1 % of amount (min 1 UAH)
	In ATM or any cash withdrawal outlet of any other bank on the territory of Ukraine	1,5 % of amount + 4 UAH
	In ATMs or cash points of other banks outside the territory of Ukraine	1,5 % of amount (min 16 UAH)
3.2. Fee for cash withdrawal in USD from account (without comissions of other banks):
	In ATM or any cash withdrawal outlet of the Finance and Credit Bank	1 % of amount (min USD 0,2)
	In ATM or any cash withdrawal outlet of any other bank on the territory of Ukraine	1,5 % of amount + 0,75 USD*
	In ATMs or cash points of other banks outside the territory of Ukraine	1,5 % of amount (min 3 USD)
	During the conversion of the currency of the card account there shall be used	the commercial rate fixed by the Bank
	Provision of the monthly card account statement in the branch of the Bank is included into	The cost of servicing
	Provision of the additional statement (per each statement)	5 UAH
	Provision with statement on card account state to card holder	25 UAH
	Provision of information on the cash flow on the account sent through SMS to mobile telephone (per month)	5 UAH
	Provision with statements through the Internet banking (per month)	5 UAH
	Commission for making settlements in trade outlets with the help of payment cards	The cost of servicing
	Fee for unauthorized overdraft in UAH on card account (annual)	40%
	Fee for overdraft related to the card account in USD (annual)	20%
	Fee for entering the card into electronic «Stop-list»	The cost of servicing
	Fee for entering the card into international published «Stop-list»	200 UAH
	Commission of illegal contestation of transaction (per each operation)	125 UAH
	Commission for non-cash transfer of the balance from the card account in national currency by order of the client	1% of sum + expenditures for transfer
	Commission for non-cash transfer of the balance from the card account in USD by order of the client	2% of sum + expenditures for transfer
	Charge for  card account balance enquiry at other banks’ ATMs (for each enquiry)	UAH 3/ USD 0,4 *

Carâ account - is of single currency

* Fee for servicing of card accounts is collected in advance for the entire validity term of the card. Payment of commission fee is conducted by debiting an equivalent sum in UAH from the client’s card account at the comercial rate as of the day of payment. Fee for servicing card accounts is collected in advance for the entire validity term of the card.

Commission fee of "Finance and Credit" Bank on opening and servicing of card account for legal entity in UAH/USD and cobranding private payment card of instant issue Visa Electron Instant Issue/ Ukr-Petrol, which if opened to card account in UAH/USD

1. Opening, servicing of card account and payment card emission:

1.1. VISA Electron Instant Issue
	Opening, servicing of card account for 3 years and card emission	Not to be collected
	Provision with the payment card instead of damaged, lost or stolen one	10 UAH

2. Operations with payment cards:

2.1. Fee for cash withdrawal in national currancy from account (without comissions of other banks):
	In ATM or any cash withdrawal outlet of the Finance and Credit Bank	Not to be collected
	In ATM or any cash withdrawal outlet of any other bank on the territory of Ukraine	1,5 % of amount + 4 UAH
	In ATMs or cash points of other banks outside the territory of Ukraine	1 % of amount (min 16 UAH)
2.2. Fee for cash withdrawal in USD from account (without comissions of other banks):
	In ATM or any cash withdrawal outlet of the Finance and Credit Bank	Not to be collected
	In ATM or any cash withdrawal outlet of any other bank on the territory of Ukraine	1,5 % of amount + 0,75 USD*
	In ATMs or cash points of other banks outside the territory of Ukraine	1 % of amount (min 3 USD)
2.3.Commission for card account transactions:
	with amount of transactions to 5000 UAH or 1000 USD including	1%
	with amount of transactions from 5001 UAH or 1001 USD	3%
	During the conversion of the currency of the card account there shall be used	the commercial rate fixed by the Bank
	Provision with the monthly statement in any department of the Bank	Not to be collected
	Provision with additional balance account statement (for each statement)	5 UAH
	Charges for non-cash settlemets with payment cards	Not to be collected
	Fee for entering the card into electronic «Stop-list»	Not to be collected
	Provision the customer with statement on card availability and account balance	25 UAH
	Commission of illegal contestation of transaction (per each operation)	125 ãðí
	Charge for  card account balance enquiry at other banks’ ATMs (for each enquiry)	UAH 3/ USD 0,4 *

* Fee for servicing of card accounts is collected in advance for the entire validity term of the card. Payment of commission fee is conducted by debiting an equivalent sum in UAH from the client’s card account at the comercial rate as of the day of payment.

3. Irreducible balance on the card account not settled.

4. No accrued interest on deposit on card account

 

	Operation type	Operation cost	Term and form of payment
1.1. VISA Classic
	Opening of card account and card emission	Not to be collected	-
	Servicing of client CA and PC within 2 years	Not to be collected	-
	Provision with the payment card instead of damaged, lost or stolen one	UAH 70	is written off CA on the issue date

2.1. Fee for cash withdrawal in national currancy from account (without comissions of other banks):
	In ATM or any cash withdrawal outlet of the Finance and Credit Bank	3 % of amount (minimum UAH 2)	Collected on the date of funds withdrawal from CA
	In ATM or any cash withdrawal outlet of any other bank on the territory of Ukraine	3 % of amount + UAH 4	Collected on the date of funds withdrawal from CA
	In the ATMs of partner-banks**	3 % of amount + UAH 3	Collected on the date of funds withdrawal from CA
2.2. Fee for cash withdrawal in USD from account (without comissions of other banks):
	In ATM or any cash withdrawal outlet of the Finance and Credit Bank	3 % of amount (minimum 0,4 USD)	Collected on the date of funds withdrawal from CA
	In ATMs or cash points of other banks outside the territory of Ukraine	3 % of amount (minimum 3 USD)	Collected on the date of funds withdrawal from CA
2.3.	During the conversion of the currency of the card account there shall be used	the commercial rate fixed by the Bank	Collected on the date of funds withdrawal from CA
2.4.	Provision of the monthly card account statement in the branch of the Bank is included into	The cost of servicing	-
2.5.	Provision of the additional statement (per each statement)	UAH 5	Paid by client at the moment of funds placement via Bank cashier
2.6.	Fee for statement on card account state to card holder	UAH 25	Paid by client at the moment of funds placement via Bank cashier
2.7.	Fee for statement on card account state to card holder in English	UAH 50	Paid by client at the moment of funds placement via Bank cashier
2.8.	Provision of information on the cash flow on the account sent through SMS to mobile telephone (per month)	UAH 5	is monthly written off client's CA
2.9.	Provision with statements through the Internet banking (per month)	UAH 5	is monthly written off client's CA
2.10.	Commission fee for payment in trade outlets with card	Not to be collected	-
2.11.	Fee for instantaneous replenishment in UAH/USD with available PC	UAH 5 UAH/ 1 USD*	Paid by client at the moment of funds placement via Bank cashier
2.12.	Fee for instantaneous replenishment in UAH/USD without PC	UAH 5 / 1 USD*	Paid by client or third person within funds placement via Bank cashier
2.13.	Fee for monetary funds transfer from PC to "Finance and Credit" Bank PC via ATM network of "Finance and Credit" Bank	1 % (minimum UAH 1)	Collected on the date of funds withdrawal from CA
2.14.	Fee for unauthorized overdraft on card account: - in national currency (annual) - in USD (annual)	40 % 20 %	The interest is added and written off by Bank from CA per month of factual usage term
2.15.	Fee for entering the card into electronic «Stop-list»	The cost of servicing	-
2.16.	Fee for entering the card into international published «Stop-list»	UAH 200	Paid by client at the moment of funds placement via Bank cashier
2.17.	Fee for non-cash transfer of account balance in national currency with CA closing: - on accounts of "Finance and Credit" Bank - on accounts of other banks	0 % 1 %	Payment collected from transferred sum
2.18.	Fee for non-cash transfer of account balance in USD with CA closing: - on accounts of "Finance and Credit" Bank - on accounts of other banks	0 % 2 % (min. 20 USD)+ fee, collected by corresponding bank	Payment collected from transferred sum
2.19.	Fee for providing with documents confirming transaction (per each copy)***	UAH 20	Payment is transferred to the Bank cashier within copy receipt
2.20.	Unauthorized transaction contestation fee	UAH 125	Fee collected from CA within unauthorized transaction contestation fee
2.21	Charge for  card account balance enquiry at other banks’ ATMs (for each enquiry)	UAH 3/ USD 0,4 *	Charged at the date of writing off of amounts

* Fee pay is realized by means of decommissioning from the client’s account the equivalent amount in UAH at the commercial currency purchase rate established

** information about the ATMs of partner-banks you may get by phone number of contact center (8 800 302 0000) or by Bank site: www.fcbank.com.ua

*** on transactions in trade outlets network (travelling, entertainment, hotels, auto rent etc.) - tariff UAH 150