Purchase of KrAZ vehicle on credit
 Program "KrAZ on credit" - loans provision for entrepreneurs for auto-trucks KrAZ purchase at dealers of "AutoKrAZ" Holding company.
Program "KrAZ in leasing" - credits performance for leasing companies for new KrAZ auto-trucks purchase at dealers of "AutoKrAZ" Holding company.
How it is performed:
- credit on programs "KrAZ on credit" or "KrAZ in leasing" is performed on condition of client's advance payment at personal cost by auto contract of sale* made with the dealer in amount according to program conditions.
- the payment of the rest part of auto value is realized by amount of credit funds performed by "Finance and Credit" Bank to Client in special payment to dealer account the contract of sale is conducted with.
- the credit settlement is realized monthly with equal parts.
* Notice: The contract of auto sale made with dealer on condition of auto purchase by programs different of typical: which states the payment mechanism and passing of property, current accounts requisites, opened in "Finance and Credit" Bank
Term of validity - up to 3 years
Crediting currency - UAH
Crediting conditions
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Minimal amount of Client's advance payment
(Debtor) in amount of personal funds /% of auto cost
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Maximum term of crediting
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Rate(annual)
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Commission
|
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30%
|
36 months
|
14,5%
|
Single pay 0,5% of credit agreement amount
|
|
20%
|
36 months
|
14,5%
|
Single pay 0,5% of credit agreement amount
|
|
25%
|
24 months
|
13,5%
|
Single pay 0,5% of credit agreement amount
|
|
15%
|
24 months
|
14,0%
|
Single pay 0,5% of credit agreement amount
|
|
20%
|
12 months
|
11,5%
|
Single pay 0,5% of credit agreement amount
|
|
10%
|
12 months
|
12,0%
|
Single pay 0,5% of credit agreement amount
|
Requirements to debtor:
- economic substantiation necessity in crediting
- economically grounded premises of credit funds and interest repayment within settled term in full amount
- stainless business reputation of the debtor
- satisfactory financial state of debtor
- opening of account in "Finance and Credit" Bank without compulsory funds transfer to new account.
Term of consideration: up to 7 working days from the moment of necessary document package provision
Necessary documents
- Package of documents for obtaining of credit may be divided into the following groups:
- juridical documents - necessary for legal enterprise status confirmation, authorities of the managers
- financial documents - necessary for enterprise financial state analysis;
- economic documents, credit application - necessary for current activity analysis of the client and crediting project
- other documents - depends on each crediting project aspects and peculiarities of debtor activity (may be separately inquired by Bank )
Pledge claims
In capacity of credit security notarially verified agreement of purchased auto pledge, necessarily insured by hull insurance and civil liability in insurance company AIC "Omega" is performed.
THE LIST OF EFFICIENT DEALERS OF «AUTOKRAZ» HOLDING COMPANY IN UKRAINE
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¹
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Dealer
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Address
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First, second name
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tel, fax
|
|
1
|
Private Enterprise «PKP AlfaTeks»
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39600, Kremenchug, 19 Avtokrazovskiy Blvr
|
Director
Koretskiy N. B.
|
(0536) 77-68-11, 77-68-12
|
|
2
|
Ltd «Dneprospetsoborudivanie»
|
49070, Dnepropetrovsk, Komsomolskaya St., 33, ap. 10
|
Director
Dobrogorskiy U.P.
|
Representative office in Kremenchuk:
(0536) 77-68-11; 77-67-01
|
|
3
|
OJSC «Uzhgorod Turbogaz»
|
88010, Zakarpatye region, Uzhgorod, 3 Bolgarskaya St.
|
General Director
Kachur Ì. V.
|
(0312) 66-04-85
|
|
4
|
Ltd «YuzÀvto»
|
83053, Donetsk, 111 Krasnooktyabrskaya St.
|
General Director
Korzhuk S.V.
|
(062) 349-59-23,
203-00-29
|
|
5
|
Ltd «Ukrainian Trade-Industry Company»
|
01601, Kyiv, Krasnoarmeyskaya St.
|
Director
Petrov À.V.
|
(044) 239-09-91,
239-09-97
|
|
6
|
Small private enterprise «Vitas»
|
80383, Lviv region, Zhovkivskiy ditrict, Malehiv, 45 Lesi Ukrainki St.
|
Director
Promkin V.À.
|
(032) 297-06-53
299-22-82
|
|
7
|
Ltd «Technotorg-Dom»
|
54025, Mikolayiv, 113/1 Geroyiv Stalingrada Avenue
|
General Director
Kalyuzhniy I.I.
|
(0512) 42-49-34,
42-69-72,
42-67-96
|
|
8
|
Ltd «À-Technika»
|
71709, Khmelnytskiy, 70 Svobodi St.
|
General Director
Urda Y. M.
|
|
|
9
|
CJSC «Autotrade group «Spetstechnika»
|
61013, Kharkiv, 111 Shevchenko St.
|
General Director
Stetsov Î.N.
|
(057) 715-74-56,
715-74-65, 715-74-59
|
|
10
|
Ltd «Autokomplekt- 2»
|
37500, Lubni, 1 Ivana Franka St.
|
Director
Gorban G.P.
|
(053615) 48-61, 55-17
|
|
11
|
Ltd Company «Skandik TRAK»
|
49041, Dnepropetrovsk, 32 Startovaya St.
|
Director
Ostapenko V.N.
|
(056) 776-01-53
776-01-25
|
|
12
|
Ltd Trade House «ARGO»
|
85160, Donetsk region, Kostyantinovskiy district, Ivanopolye, 1à Mira St.
|
Director
Marusov À.N.
|
(06272) 4-04-50, 4-04-48
|
|
13
|
OJSC «Tokmakskiy kuznechno-shtampovochniy zavod»
|
71709, Zaporizhya region, Tokmak, 59 Kuybisheva St.
|
General Director
Cherniy V.Ì.
|
(06178) 3-13-59, 3-13-55
|
|
14
|
Ltd «OSTRYCH-plus»
|
49000, Dnepropetrovsk, 2-À Barnaulskaya St.,
korpus. Â-2
|
Director
Karasev À.V.
|
(056) 372-87-87
|
|
15
|
Private Enterprise «PKP «Banga»
|
39600, Kremenchug, 20 Gvardeyskaya St.
|
Director
Shepel I.I.
|
(0536) 77-77-36,
77-77-45, 77-67-01
|
|
16
|
Ltd «Ukravtokomplekt LTD»
|
03150, Kyiv, 108 Krasnoarmeyskaya St., ap. 14
|
Director
Ipatenko Î.S.
|
(044) 234-87-42, 501-02-27
|
|
17
|
Ltd «Delkon LTD»
|
50099, Kryviy Rig, 57 Karla Marksa St.
|
Director
Parenchuk Vitaliy Ivanovych
|
(056) 442-87-01,
442-88-02, 442-89-03
|
|
18
|
Ltd «Avtotsentr Bizon»
|
93600, Lugansk region, Stanychno-Luganskoe, 38 Barbashova St.
|
Director
Titenok Oleksandr Oleksandrjvych
|
(0642) 59-63-08
|
|
19
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Ltd «Avtokrany Ukrainy»
|
03151, Kyiv, 11 Malogvardeyskaya St.
|
Director
Stephanovych Bogdan Petrovych
|
(044) 251-03-80
|
|
20
|
Ltd «AVTOKRAZ BUKOVYNA»
|
58023, Chernivtsi, 248 Russkaya St.
|
Director
Pustovit À.N.
|
(0372) 59-20-81,
57-03-63
|
Contact
Kotlyar Larisa
tel./fax 495-63-28 (IP 905-740)
e-mail: larisa.kotlyar@fcbank.com.ua
|
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