Loans on security of motor vehicles

Under the facility “Loans on security of motor vehicles” there is a possibility to obtain a loan for any consumer needs on security of a motor vehicle

Terms and conditions apply:

• interest rate – from 12% per annum
• crediting period – up to 5 years
• repayment of a credit body and interest to be made monthly by equal installments
• Option of preschedule repayment without penalty pay

Motor vehicle	car age for the moment of granting a loan	Maximum loan amount on the ratable value of a car	interest rates			settlement and cash servicing commission fee (single payment)**
			USD*	EUR*	UAH*
cars and minibuses manufactured in Western Europe and Japan	up to 7 years	80%	12,0%	12,0%	17,4%	2% on the loan amount ***
	more than 7 years	70%
cars and minibuses made in Western Europe and Japan compiled in Ukraine	up to 5 years	75%
	more than 5 years	65%
cars and minibuses manufactured in South Korea apart from those compiled in Ukraine	up to 5 years	70%
	more than 5 years	65%

 Insurance:

• Overall automobile insurance costs - from 4,5% on a car price;
• Compulsory personal liability insurance - from UAH 372;

Additional payments:

• Notary contract of pledge attestation services - from UAH 450;
• Registry of pledge information entry fee - from UAH 70;
• Cash service  commission fee (transfer of credit funds to automobile dealership) - from 0,3% on the transferred amount.

 Required documents:

• Ukrainian passport + mate’s; 
• Marriage certificate (if any);
• Tax ID code certificate + (mate’s);
• Employment certificate (branded form) with mentioning the position and average income amount during the recent 6 months;
• Ownership documents for the subject of pledge:
  - motor vehicle registration certificate and the document about passing technical examination
  - “Extract from the state registry of burdening of movable property” about absence of burdening of the vehicle
  - insurance agreement
  - notarized
  - mate’s consent concerning pawing
  
• Other additional documents  - if necessary;
   

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Other car loans

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* - Conditions may vary depending on a region of crediting.
** - The Bank can establish monthly commission fee.
*** - when obtaining a loan in the form of a credit line commission fee for every tranche makes up from 0,2% on the tranche amount.