Loan facility to buy a used car from an individual

There is a possibility to obtain a credit to settle your insurance bills!

Car requirements:

• As from the date of obtaining a loan a car is to be not older than 8 years;
• As from the date of loan cancellation a car is to be not older than 10 years.

Terms and conditions apply:

• Maximum loan amount – 250 000;
• Down payment – from 20% on the ratable value;
• Crediting period – 5 years;
• APR – from 10,7%;
• Credit and interest repayment – monthly by equal installments.
   

Car make	Down payment	APR in USD, Euro*	APR in UAH*
Cars of foreign manufacture	20%	from 12,4%	from 17,4%
Settlement and cash sommission fee (single pay)**	from 1,5% on the loan amount

• Full hull insurance – from 4,5% on the car price;
• Compulsory personal liability insurance.

Additional payments:

• Notary contract of pledge attestation services - from UAH 450;
• Registry of personal chattel pledges information entry fee - from UAH 70;  
• Settlement and cash services commission fee (transfer of credit funds to automobile dealership) - from 0,3% on the transferred amount;
• Report on expert evaluation of the car price – from UAH 300;

Required documents:
(on the buyer’s part):

• Ukrainian passport + (mate’s); 
• Marriage certificate (if any); 
• Tax ID code certificate + (mate’s); 
• Employment certificate (branded form) with mentioning the position and average income amount during the recent 6 months; 
• Report on expert evaluation of the car price;
• Other additional documents  - if necessary.

(on the seller’s part):

• Car registration certificate; 
• Checkup passing certificate; 
• Ukrainian passport + (mate’s); 
• Tax ID code certificate + (mate’s); 
• State Automobile Inspection registration Department certificate of absence of the car in The Theft and The Interpol databases;
• Other documents if necessary.

auto calculator

To get  additional information about the crediting terms and conditions:

- Come into your local branch of the Bank
- Call us on + 38 8-800-302-0000
- Ask your questions to: 

*  - Conditions may vary depending on a region of crediting;
** - the Bank may prescribe  monthly commission fee.