Car loans
Providing credits to individuals to buy new cars of domestic and foreign manufacture
Now there’s no need to save money for insurance – obtain a credit to pay for your insurance fees!
Terms and conditions apply:
- Maximum credit amount is not limited;
- Down payment starts from 10% on a car price;
- Crediting period:
8 years – for cars of foreign manufacture;
5 years - for cars of domestic manufacture;
- Interest rate - from 12,2% APR;
- Repayment of credit body and interest to be made either monthly by equal installments or by annuities;
|
Item
|
Down payment
|
Interest rate,
USD, EUR*
|
Interest rate, UAH*
|
| Cars of foreign manufacture priced at less than USD 50,000 or the equivalent |
10%
|
from 12,5%
|
from 16,7%
|
| Cars of foreign manufacture priced at more than USD 50,000 or the equivalent |
15%
|
from 12,5%
|
from 16,7%
|
| Cars of domestic manufacture (irrespective of the price) |
15%
|
from 12,2%
|
from 16,4%
|
| Cash service commission fee (single pay)** |
from 1,5% on a car price
|
- Purchased car is a collateral;
- Option of preschedule repayment without penalty pay
Insurance:
- Overall automobile insurance costs - from 4,5% on a car price;
- Compulsory personal liability insurance - from UAH 372
Additional payments:
- Notary contract of pledge attestation services - from UAH 450;
- Registry of pledge information entry fee - from UAH 70;
- Cash service commission fee (transfer of credit funds to automobile dealership) - from 0,3% on the transferred amount.
Required documents:
- Ukrainian passport + mate’s;
- Marriage certificate (if any);
- Tax ID code certificate + (mate’s);
- Employment certificate (branded form) with mentioning the position and average income amount during the recent 6 months;
- Other additional documents - if necessary;
Most frequently asked questions
auto calculator
Other car loans
* - Conditions may vary depending on a region of crediting.
** - The Bank can establish monthly commission fee
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