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For individuals
   »  Consumer lending
       »  Car and motorcycle loans
            »  Car loans

Frequently asked questions

 Question  Answer
 
Am I eligible for a credit facility if I do not have a particular city registration?
 No, you are not. You must have registration when applying for a credit.
 
I would like to obtain credit in Kiev where I live and work. However I have the other city registration. Can I get a credit facility in Kiev?
 Yes, you can. However your car should be registered in Kiev.
 
Can I obtain credit from an individual?
 The compulsory condition of a car purchase is buying a car through Automobile Dealership with which the bank has signed the general agreement.
 Do you provide credit facilities for purchasing used cars?  Yes, nevertheless the compulsory condition of a used car purchase is buying it through Automobile Dealership with which the bank has signed the general agreement.
 
Can I obtain credit but register it in favor of the other person?
 This is possible; however in this case the bank has to receive pledger’s security from that person in question.
 What Automobile Dealership is relevant for purchasing car on credit?  You can purchase a car at the Dealership which has signed a partner agreement with the bank. Here are the addresses and phone numbers of such partners_______. In case you would like to buy a car at the Dealership which has not signed a cooperation agreement with the bank, the bank will conclude such agreement, and the transaction becomes possible.
 
Can I make an early repayment of the credit?
 What is the fee that bank charges in such a case? You have the right to repay the loan early without any fee or penalty.
 
How long does it take to evaluate the documentation on the loan eligibility?
 It takes 3 to 5 banking days to assess the eligibility.



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