Car loans without down payment

Loans provided to individuals for purchasing of new cars of domestic or foreign manufacture.

0% down payment

Under this program You can buy new cars of any make at the cost of not more than USD 35,000 on credit

Terms and conditions apply:

Down payment is  0% on the car price*

Credit period:
up to 7 years - for cars of foreign manufacture
up to 5 years - for cars of domestic manufacture

Loan period	form 5 to 8 years
Interest rate, USD**	from 12,5%
Interest rate, EUR**	from 12,5%
Interest rate, UAH**	from 17,4%
Cash service commission  Fee (single pay)**	from 2% on the loan amount

• Purchased car is a pledge;
• Possibility of preschedule repayment without penalty pay; 
  

Insurance:

• Overall automobile insurance costs - from 5% on a car price;
• Compulsory personal liability insurance - from UAH 372;
• Borrower accident insurance fee - 0,5% on the loan amount + 3 months interest.
   

Additional payments:

• Notary contract of pledge attestation services - from UAH 450;
• Registry of pledge information entry fee - from UAH 70;
• Cash service commission fee (transfer of credit funds to automobile dealership) - from 0,3% on the transferred amount

 Required documents:

• Ukrainian passport + mate’s;
• Marriage certificate (if any);
• Tax ID code certificate + (mate’s);
• Employment certificate (branded form) with mentioning the position and average income amount during the recent 6 months;
• Other additional documents  - if necessary; 
   

auto calculator 

To get  additional information about the crediting terms and conditions:

- Come into your local branch of the Bank
- Call us on 8 800 302 00 00
Ask your questions to:  

* -  Borrower repays not less than 20% on the amount of the loan during the first year:
** - Conditions may vary depending on a region of crediting.
*** - detailed information about car loan for 8 years - look "Car loans for 8 years"