Facility "Auto Premium"

The main feature of the progamme is annual interest rate reduction without any monthly fees. In addition the client has an opportunity to obtain a credit to settle insurance bills.

Terms and conditions apply:

• Maximum loan amount is not limited;
• Down payment – from 0% on a car price *;
  
   
• Crediting period:
  
  up to 7 years – for cars of foreign manufacture;
  up to 5 years – for cars of domestic manufacture;
   
• APR – from 15,0% for facilities with down payment; 
            from 15,4% for facilities without down payment;
• Single settlement and cash commission fee – from 1% on a credit amount.
  
  
  Facilities with down payment:
  

Car make	Down payment	Crediting period	APR in USD**	APR in EUR**	APR in UAH**
Cars of foreign manufacture	from 10% from 15%	1t year 2nd year 3rd year 4th year 5th year 6th year 7th year	15,0% 14,6% 14,5% 14,4% 14,0% 13,1% 8,0%	15,0% 14,6% 14,5% 14,4% 14,0% 13,1% 8,0%	19,0% 18,6% 18,5% 18,4% 18,0% 17,1% 12,1%
Cars of domestic manufacture

Facilities without down payment:

Car make	Down payment	Crediting period	APR in USD**	APR in EUR**	APR in UAH**
Cars of foreign manufacture	0%	1t year 2nd year 3rd year 4th year 5th year 6th year 7th year	15,4% 15,1% 15,0% 14,8% 14,4% 13,5% 8,5%	15,4% 15,1% 15,0% 14,8% 14,4% 13,5% 8,5%	21,0% 20,6% 20,5% 20,3% 19,9% 19,0% 14,0%
Cars of domestic manufacture

 Credit and interest repayment:

• Facilities with down payment – subject of the client’s choice: monthly by equal installments or by annuities;
• Facilities without down payment – monthly by equal installments;
• A purchased car is a collateral;
• Option of preschedule repayment without penalty pay.

Insurance:

• Full hull insurance – from 5% on the car price;
• Compulsory personal liability insurance – according to the current legislation;
• When crediting without down payment – additional borrower accident insurance (0,5% on the loan amount + 3 months interest).

Additional payments:

• Notary contract of pledge attestation services - from UAH 450;
• Registry of personal chattel pledges information entry fee - from UAH 70; 
• Settlement and cash services commission fee (transfer of credit funds to automobile dealership) - from 0,3% on the transferred amount.

 
 Required documents:

• Ukrainian passport + mate’s;
• Marriage certificate (if any); 
• Tax ID code certificate + (mate’s); 
• Employment certificate (branded form) with mentioning the position and average income amount during the recent 6 months; 
• Other additional documents  - if necessary. 
   

auto calculator

To get  additional information about the crediting terms and conditions:

- Come into your local branch of the Bank

- Call us to 8-800-302-0000

Ask your questions to:  
 
* -  Borrower repays not less than 20% on the amount of the loan during the first year:
** - Conditions may vary depending on a region of crediting.